Get in touch with us at info@healthcarecovered.org
The Future of Healthcare Funding
Covered is a replacement for your traditional health insurance. Covered is a health club that members opt into to produce a large pool of available funds that all members have access to when a healthcare need arises. As long as it's a medically necessary treatment (not cosmetic or elective), you're covered! Each member of Covered will pay a set $150 per month instead of an insurance premium. There will never be any co-pays or deductibles when you need care. Instead of presenting insurance to your doctor, hospital, or pharmacy you will self-pay and either be reimbursed by Covered or choose for us to pay directly to the provider on your behalf. The self-pay option for uninsured individuals comes at a highly discounted rate, allowing us to offer low membership fees and keeping your money in your pocket!
How it works and who is currently eligible.
How It Works
Each member of our club will contribute $150 on the 1st of each month. This will remain in a group fund that is accessible to all members as medical needs arise. There are no co-pays or deductibles involved. You go to the provider of your choice and inform them that you are self-pay. You can access Covered group funds in two ways at this point. The first option is paying the amount due and submitting the receipt to us for reimbursement. The second option is submitting the bill to Covered and we will pay the provider or pharmacy directly. We will contact the provider in either situation and verify that services were received and that you were charged the appropriate discounted self-pay rate. If you are unfamiliar with self-pay and need assistance negotiating this option with your doctor, pharmacy or hospital don't worry, our team can assist!
About Us
We are a grass roots organization with no big corporate backing and intend to keep it that way! Our founders are small-town, salt of the earth people just like you who have spent years working in the healthcare industry and are frankly sick and tired of the current state of things. This is our way of pushing back by simply gathering a sizeable group of like-minded people that are not happy with insurance companies or simply can't afford it! Our crowd-funded coverage basically functions the way an insurance company should but we can keep costs low due to the lack of overhead and greedy corporate structure. We're a club of individuals that are all here with you, not to profit from you. Any interest accrued on standing accounts will actually be reimbursed to members who didn't use as much as they paid in annually! Company salaries will be capped and we will provide a full financial disclosure to all of our members annually so that the use of club member's contributions will remain fair and transparent.
Current Eligibility
We are currently accepting 5000 healthy 20-50 year olds. $75 is due upon enrollment and the other $75 when club fund access is opened on January 1st 2026. After that $150 will be due on the 1st of each month. Access to current health records will be required for membership approval. We do plan on including a much wider demographic in the future as we sustainably scale our club.
Contact
Get in Touch
Feel free to reach out for any inquiries or enrollment assistance. Our team has your covered!
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